Stop FEMA Now

FEMA’s Risk Rating 2.0 – “Fundamentally changing the way risk and premiums are calculated”


The NFIP is redesigning its risk rating system to better reflect the property’s unique flood risk, it is called Risk Rating 2.0.


Risk Rating 2.0 will be implemented on October 2020.


The flood premium increases from Risk Rating 2.0 will be above and beyond the 18% – 25% compounded yearly increases that are part of Biggert Waters Act.


Your premium will increase if:


– Your property is situated near the coast or other flooding source.
– If you live in a higher construction cost state
– If your community/area continues to be overdeveloped without consideration to flooding.


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