Stop FEMA Now

FEMA’s Risk Rating 2.0 – “Fundamentally changing the way risk and premiums are calculated”



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The NFIP is redesigning its risk rating system to better reflect the property’s unique flood risk, it is called Risk Rating 2.0.

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Risk Rating 2.0 will be implemented on October 2020.

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The flood premium increases from Risk Rating 2.0 will be above and beyond the 18% – 25% compounded yearly increases that are part of Biggert Waters Act.

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Your premium will increase if:

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– Your property is situated near the coast or other flooding source.
– If you live in a higher construction cost state
– If your community/area continues to be overdeveloped without consideration to flooding.

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