You can’t make this up.

“Bank of America demanded that Lakewood resident James McKinley buy flood insurance for his house on Barnegat Bay in Brick.

That’s not unusual, right? But McKinley’s house is long gone, demolished more than two years ago after taking serious damage from superstorm Sandy. The lot is vacant and now for sale.

“They are insisting that I have insurance on a house that doesn’t exist,” said McKinley, understandably frustrated. Bank of America didn’t budge on its requirement until Press on Your Side got involved.

McKinley and his wife Jane purchased the house, which they called Four Winds and was at the very end of Drum Point Road, in 1992. They moved there full time around 2000.”


Dept of common sense

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