Stop FEMA Now

Babylon, NY – “Stop 18%-25% Flood Insurance Increases”

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Babylon NY Town Supervisor Rich Schaffer has expressed serious concern about the current house legislation that will increase Flood Premiums to unsustainable levels.

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Babylon, NY joins 12 other cities and counties from New Jersey and Florida who are banding together to keep flood insurance affordable.

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Read the full resolution by clicking on the picture below.

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StopFemaNow and all our Coalition Members want to thank Town Supervisor Rich Schaffer for not only for fighting to keep flood insurance affordable for Babylon residents, but for the 5 million flood policyholders across these United States.

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We now have 12 Resolutions from Mayors, Cities and Counties in Florida and New Jersey.

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More Resolutions are coming.  When is your town getting involved? 

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Please call or email your mayor, send them this resolution, and ask them also pass a similar resolution. Then send it Babylon, NY – “Stop 18% – 25% Flood Insurance Increases”to us, we will share!

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Click here to view the current Resolutions http://www.stopfemanow.com/town-resolutions-to-stop-flood-insurance-increases/

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Please join us;

www.facebook.com/groups/stopfemanownj (Join our interactive Facebook Group)

www.facebook.com/stopfemanow (LIKE our Facebook Page)

www.twitter.com/stopfemanow ( Follow us on Twitter)

www.linkedin.com/stopfemanow ( Connect with us at Linked In)

www.youtube.com/stopfemanow (View our videos on You Tube)

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Risk Rating 2.0 Delayed until 2021. What’s Next?

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FEMA is delaying implementation of  Risk Rating 2.0 for another year, starting October 2021 .

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“This prevents potential increases in flood insurance premiums,” U.S. Sen. Bill Cassidy, R-La., said in a news release. 

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FEMA’s plan aims to bring insurance costs more in line with the actual risk of flooding. Proponents have argued for years that such changes are necessary to both discourage people from living in flood-prone areas and to cut the program’s debt to U.S. taxpayers, estimated at more than $20 billion.

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In the short term, what has changed?  NOTHING. 

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Risk Rating 2.0 will affect the “actuarial rate” of the home. 

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About 1 million pre-firm homes, won’t reach their actuarial rate for several years.  The delayed implementation of  Risk Rating 2.0 won’t affect most of these homes for a few years.  The spreadsheet below labeled ‘Flood Premium Increases’ shows how the phase out of subsidies will affect their premiums.

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In the short term we should be focusing on current NFIP Reauthorization legislation.

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Subsidies are still being phased out, and premiums will continue to rise;

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Primary Homes – up to 18% yearly increases until the home reaches it’s actuarial rate.

Second Homes – up to 25% yearly increases until the home reaches it’s actuarial rate.

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Our immediate short term goal should be to contact our Congressmen and Senators and have them vote for the NFIP RE Flood Insurance Bill that will cap premium increases to 9%.  

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There is another bill that will continue the 18%-25% increases, the Maxine Waters bill, which is being fast tracked through the House of Representatives.  

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You can cut and paste the your congressman and senators information here.  http://www.stopfemanow.com/these-senators-and-congressman-are-voting-for-25-flood-premium-increases-call-email-and-tweet-them/

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How to Lower Your Flood Insurance Premium – this Saturday, 10am. Sea Bright, NJ

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If your flood premium is more than $1,000 a year, you are probably being overcharged.

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We will discuss how you can lower your flood insurance premium. 

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Continental Breakfast will be served. This event is Free. 

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All are invited, bring a flood zone friend. 

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When : Saturday, November 16, 2019 at 10 AM

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Where: Donovan’s Reef 1171 Ocean Ave., Sea Bright, NJ 07760

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The Cost of Flood Damage to Your Home. Did you receive this much on your flood claim?

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Did you receive this much for your flood claim?

(Check out graphs in article below, it has different size homes) 

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1 Inch of Flood Water in Home = $26,817 in flood damage.

1 Foot of Flood Water in Home = $72,162 in flood damage.

4 Feet of Flood Water in Home = $103,355 in flood damage. 

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* for 2,500 sq. ft home. 

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Read the full article here

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These Senators and Congressman are voting for 25% flood premium increases. CALL , EMAIL and TWEET THEM!

The NFIP program needs congressional Re-authorization to continue.

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There are two competing bills in congress.

  • H.R. 3167, the National Flood Insurance Program (NFIP) Reauthorization Act of 2019 – IT WILL RAISE PREMIUMS UP TO 25% ANNUALLY.

  • NFIP Re of 2019 – IT WILL CAP PREMIUM INCREASES UP TO 9%.

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We urge you to call them and “demand that you want them to vote for the NFIP Re of 2019 Flood Insurance bill that will cap flood premium increases at 9%.”

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Also email, fax and tweet at them.  Call and email them daily.

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These Senator’s and Congressmen represent large flood zone communities and are voting against our financial best interests.

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We strongly urge you to REGULARLY call, email, fax and tweet them;

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SENATORS

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Richard Burr (NC)
DC  Phone (202)224–3154, Winston-Salem (800) 685-8916, Wilmington (910) 251-1058
Flood Advisor:  chris_toppings@burr.senate.gov
Fax (202) 228-2981,    Twitter: @SenatorBurr   www.twitter.com/senatorburr

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Thom Tillis (NC)
DC Phone (202) 224–6342, Greenville (252) 329-0371, Raleigh  (919) 856-4630
Flood Advisor:   corey_brown@tillis.senate.gov      Fax (202)228-2563, Twitter: @senThomTillis , www.twitter.com/SenThomTillis

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Tim Scott (SC)
DC Phone (202) 224–6121, Lowcountry (843) 727-4525
Flood Advisor:   nathan_strickland@scott.senate.gov
Fax (202) 228-5143, Twitter: @SenatorTimScott www.twitter.com/SenatorTimScott

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Lindsey Graham (SC)
DC Phone (202) 224–5972, Pee Dee (843) 669-1505, Lowcountry (843) 849-3887
Flood Advisor:   aaron_strickland@lgraham.senate.gov
Fax (202) 224-3808, Twitter: @LindseyGrahamSC  www.twitter.comLindseyGrahamSC

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Roger F. Wicker (MS)
DC Phone (202) 224–6253, Gulfport Office: (228) 871-7017, Jackson Office: (601) 965-4644
Flood Advisor:  chloe_cantor@wicker.senate.gov
Fax (202) 228-0378, Twitter: @SenatorWicker  www.twitter.com/SenatorWicker

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Sen. Shelley Moore Capito (WV)
DC Phone (202) 224–6472, Morgantown (304) 292-2310, Martinsburg (304) 262-9285
Flood Advisor:  travis_cone@capito.senate.gov
Fax 202-224-7665, Twitter: @SenCapito , www.twitter.com/SenCapito

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Rick Scott (FL)
DC Phone (202) 224–5274, Tallahassee (850) 942-8415, Tampa (813) 225-7040
West Palm Beach Office: (561) 514-0189, Flood Advisor – jon_folt@rickscott.senate.gov
Fax (202) 228-0104:  Twitter: @SenRickScott    www.Twitter.com/SenRickScott

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CONGRESSMEN

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Randy Weber (TX)
DC Phone (202) 225-2831, Beaumont (409) 835-0108, Lake Jackson (979) 285-0231, League City Phone (281) 316-0231, Flood Advisor  william.christian@mail.house.gov
Fax (202) 224-0271, Twitter: @TXRandy14 ,   www.Twitter.com/TxRandy14

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Steve Scalise (LA)
DC Phone (202) 225–3015, Hammond (985) 340-2185, Houma (985) 879-2300, Mandeville Phone (985) 893-9064, Metairie (504) 837-1259
Flood Advisor: claire.trokey@mail.house.gov
Fax(202) 226-0386, Twitter: @SteveScalise     www.Twitter.com/SeveScalise

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Maxine Waters (CA)
DC Phone (202) 225–2201, Los Angeles (323) 757-8900
Flood Advisor: Jamenez@mail.house.gov
Fax (202) 225-7854, Twitter: @MaxineWaters ,   www.twitter.com/MaxineWaters

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