Stop FEMA Now

We must reward our Elected officials who help Flood Zone Residents. We Flood We Vote.

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WATCH VIDEO

Senator Bob Menendez secured the following;
– over $250 million dollars in additional flood claims, 5 years after the storm
– over a Billion Dollars for a dune system for NJ.
– over 60 Billion in Superstorm SANDY Aid
– over 20 Billion in Mitigation funds to make us safer for the next storm.

He is now fighting to keep flood insurance affordable by sponsoring the NFIP RE Flood Insurance bill.

Sen. Menedez is sponsoring the NFIP RE Flood Insurance Bill.


– It will cap flood insurance premiums to only 9%, instead of up to 25% yearly premium increases.
– It will make sure FEMA’s Rating 2.0 will not unnecessarily increase premiums.
– Closed loopholes on denial of “Earth Movement” exclusions on flood policies
– Stop abuses by insurance companies from denying and underpaying flood claims
– Make affordability a priority.
– Bold Investments in Flood Mitigation and Prevention. (Buyouts and Elevation Grants)
– ICC Rising to $60,000 (Increased Cost of Compliance to elevate your home)
– Instead of rebuilding after a flood, we need to prevent flooding in the first place.
– Preventing a flood is a lot more affordable than paying to rebuild after a flood.

This bill has great Bipartisan Support – Senators Rubio, Warren, Kennedy, Cassidy, Menendez and many more support this bill.

We ask all flood policy holders, across the country, to call and email their congressmen and Senators and tell them to vote for affordable flood insurance and to vote for the NFIP RE bill.

Join the conversation at www.facebook.com/groups/stopfemanownj

Watch the full video here  https://www.youtube.com/watch?v=J-QNNBBXnm0

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The # 1 Reason why Flood Insurance Premiums Keep Rising – Subtantially Damaged Enforcement.

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 FEMA is not forcing cities/homeowners to comply when homes are substantially damaged.  

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Ana Zimmerman Phd, purchased her home in 2005.  In 2015 her home flooded. She received $80,000 from the NFIP from her flood insurance claim.

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The city of Charleston did not deem the home to be Substantially Damaged. Nor did the city require permits to be pulled to do such a large renovation/rebuild.  She finished rebuilding and flooded again in 2017.

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At this point she researched her property, this is what she discovered;  – Her home, located at 1171 Shoreham Drive, Charleston, S.C., had flooded 5 times before she purchased it. 

– The Realtors invovled NEVER disclosed all the previous floods.

–  The City of Charleston NEVER disclosed all the previous floods.

– The Seller never disclosed the previous floods.

– The city of Charleston NEVER deemed this home to be Substantially Damaged!

– The city of Charleston allowed this home and 148 homes in this development to be built 3 feet BELOW FEMA’s BFE. Charleston simply provided a variance to the developer.

– Most of the 148 homes in the development have flooded several times, some of the homes flooded 9 times.

– Until 2017, Not 1 has been deemed substantially damaged!

– Ana had to literally threaten the city with a lawsuit to receive the city’s first Substantially Damaged determination!

– The city of Charleston does not require permits for a home to rebuild after a storm.  

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Her flood insurance at the time was approximately $1,500 a year it is now over $6,000 a year.  

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Ana refuses to “flip” this home to another unsuspecting buyer. This home is now in coreclosure. She has notified the bank to disclose the flood history of this property. ana and her family are true heroes for protecting others from buying Repetitive Loss properties in the future.

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The reason there are substantially damaged rules is because we must identify and remove high risk homes out of harms way. Charleston and other cities have completely disregarded the Subtantially Damaged rule. This puts property, NFIP solvency and lives at danger. Furthermore Charleston has not been sanctioned for this offence. They actually have been rewarded by achieving a level 6 Community Rating System – which means Charleston residents are given a 20% discount because Charleston is complying with FEMA Flood Rules! This is ridiculous. This actually rewards bad behavior for communities to rebuild in a high risk manner in the future.

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They have also built other communities in the same manner, below the BFE. They are now building new communities in the area that are “Fill and Build” communities that will further exacerbate the flooding in Ana’s community. WE MUST DEMAND ALL COMMUNITIES BUILD MORE RESILIENT.

 

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There has been an ongoing FEMA and DHS Fraud Investigation #FR-349-2018. We demand to see the results of this report and all subsequent reports.  

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According to the NRDC (National Resource Defence Council) Repetitive Loss properties cost the NFIP over 12 Billion dollars in unnecessary claim payment, thereby raising premiums! (Thanks Gilbert Gaul – )

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Watch Ana’s Video here ;  https://www.facebook.com/anthropocenealliance/videos/2245097152449322/UzpfSTEyMDE5ODExMTQ4NDM5OToxNDQ4NjIyMjMxOTc1MzA3/?eid=ARC6yexeUoRBGISvri5nGf5vFXVuSE2qqzuRXfH2lEcUh2XUVfAsn6N2YJ5IBlQFxIvqZXYem6h30dy_

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We must prepare our communities from future flooding.

WATCH Video of “regular” flooding in NYC with Roger Gendron. 

Flooding in our communities is becoming more common. 

“Sunny Day” flooding has become more than just a nuisance.

Not only has it affected our lifestyles, but affecting the value of our properties. 

Emergency Vehicles can’t come down streets, we have to live our lives around the tides and moon cycles. 

Even rain events are getting larger; 60 inches of rain in Houston, over 40 inches of rain in Baton Rouge. 

We need to build more resilient and fortify our communities and homes against larger storms in the future. 

It’s been 7 years after Superstorm SANDY and virtually no long term mitigation measures have been implemented. We are still in the study phase. 

Instead of wasting billions on rebuilding, we should be spending money to mitigate communities BEFORE a disaster.  For every dollar we spend to mitigate, we save 6 dollars in future damage. 

We can do better. WE MUST DO BETTER

Thank you NYC Comptroller Scott M. Stringer for putting out this video and raising awareness.  

Join the conversation at www.facebook.com/groups/stopfemanownj 

Watch the Video here.https://www.facebook.com/scottstringernyc/videos/1184429151768059/UzpfSTc0ODQ0MzcxMjozMDYwNjExMjk0OTk0MTQ6MTA6MDoxNTcyNTkxNTk5OjM0MjkxNTI1NDM3MjM5OTYwMA/

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Disaster Recovery in the U.S. is “THE DISASTER”

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WATCH VIDEO: When it takes 7 years to rebuild a U.S. Marine’s home, there is a major problem. 

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Doug Quinn ‘s home flooded in 2012. Doug had Flood Insurance. Doug Received a grant to elevate/reconstruct a new home. 

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Because of the Fraud and Underpayment of his flood claim it took several years to get paid fairly on his claim. He was forced to hire an attorney and wait for years for a fair outcome.  

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Then the red tape between CDBG-HUD funding NJ-RREM rebuilding program stalled his rebulding for a few more years. 

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For the past 7 years, Doug had to pay a mortgage and Flood Insurance on a vacant lot, while waiting. (if he was paying $2,000 a month rent X 7 years that is a whopping $168,000 of additional expenses he needs to survive). 

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We must fix disaster recovery for current future storm survivors. 

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Please join the conversation www.facebook.com/groups/stopfemanownj 

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Watch the video here: 

 

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I Flood – I Vote. Contact your elected officials about your Flood issues

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Flooding and Flood Insurance is the most important issue in our communities.

Below is an email sent to New York elected officials from a concerned NY Resident, Roger Gendron who also runs the New Hamilton Beach Civic Association.

We suggest you write a similar email to your town, state and federally elected official and social media post about your issues..  

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“Good Morning All,


I just wanted to take a moment and thank each of you who attended our 3rd Protect Our Community meeting yesterday. It was extremely informative for so many and I hope this is another step towards protecting our community from the increase in tidal flooding.

As an example of what was discussed yesterday, the picture below was taken at 8:20 AM on 10/27 in front of my home on Davenport Court in Hamilton Beach. The forecast high tide was a 7.11 ft @ 7:58 A.M. and the observed high tide was  8.0 ft  with a water depth of approx. 8 inches in the street. This is the flooding that impacts our community on a regular basis. Any sustained easterly winds can cause this and the rainfall on exacerbates the flooding.

Communities that flood, like Hamilton Beach, Howard Beach, need protection on a smaller level. A barrier that could be used to prevent the our streets from being flooded. Hamilton Beach is virtually cut off during episodes of flooding such as this. We only have one way in and one way out for vehicles to enter and leave our community. Flooded streets lead to delayed response times from our emergency services which could leave the most vulnerable in our community at risk.

Again, thank you for your time and I look forward to working with you to address the single most important issue that my community faces.

Regards,

Roger Gendron,  President , New Hamilton Beach Civic Association Hamilton Beach  NY 11414″

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Our goal is to get all 22,000 flood zone communities to speak as one.   There are currently 5.1 million flood policyholders

Join the conversation at www.facebook.com/groups/stopfemanownj

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