“Flood insurance for an example home in 2015 was $2,452. That’s nearly double the amount paid for homeowners insurance – $990.

Sean Ward, a county legislator and village resident, said his flood insurance is expected to increase to $3,065 in 2016, $3,831 in 2017, and $4,789 in 2018.

“I have the same rates as someone below sea level along the Mississippi,” said Ward, whose home is about 28 feet above sea level.”

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