September 13th –
10:00 am – Noon: Meet at Room #1629 Longworth.
Longworth House Office Building, 9 Independence Ave SE, Washington, DC 20515.
Noon – 1 pm Lunch at the Longworth Cafeteria – Basement level.
1pm – 5 pm – Lobbying strategic Congressmen and Senator’s offices in the Capital.
7:00 pm – Dinner – Debriefing / Strategy for the future
Dan Wade, Esq., Vice Chair – United Policyholders – California
Claudette Christina D’arrigo – Highlands Councilwoman, New Jersey
Caroline Nagy – Center for NYC Neighborhoods – New York
August Matteis, Esq – Weisbrod Matteis & Copley PLLC – Washington, DC
Sue Marticek, Ocean County Long Term Recovery Group, New Jersey
Joanne Fogarty – Rockaway Point Association, President (1,200 homes), New York
Phillip M. Nufrio, PhD – School of Public Affairs and Administration – Metropolitan College of New York
Elizabeth Malone – NHS Brooklyn, Program Manager, Resiliency & Insurance – New York City
Sandy Rosenthal – LeveesOrg, Louisiana
Dan Hanson –Homeowners’ Hurricane Insurance Initiative – Alabama / Gulf Coast
Willo Kelly – NC-20, Outerbanks Realtor / Builder Association – North Carolina
Lee Cummings – Fair Insurance Rates in Monroe (FIRM) – Florida
Tab Troxler – St. Charles Parish Assessor’s Office – Louisiana
Jack Frost – Premium has risen from $5,000 to $13,000. Actuary rate is well over $30K – Virginia
Jeff Waltman – Premium is $9,300 yearly for his $65,000 home – Pennsylvania
George Kasimos – StopFemaNow, Realtor and Broker, New Jersey
Diane Mace – West Virginia
The Westin Alexandria, 400 Courthouse Square. Alexandria, VA 22314.
#FixFlood is the hashtag for this campaign.
Issues to be discussed.
Community Mitigation vs. Individual House Raising
Cap on Premiums
Continuing with Grandfathering
FEMA Debt Forgiveness
ICC – Raise from $30K to $100K
Allowing ICC to be used Pre-Disaster
Funding Community Mitigation projects with SBA funding
Funding House raising with SBA “Wrap-Around” low interest mortgage
Exclude Catastrophic years in premium calculations
Means Testing premiums
Premium not to exceed 1 % cost of property
SRL – Aggressive mitigation needed (How to fund it?)
Increasing policy limits
Increase policies in and out of SFHA
Ease ICC payments up front.
ICC to be used for bulkheads, sidewalks, demolition, buyout, elevation, relocation, elevators, ramps, driveways, etc…
Exempt ICC from 250Kpayout.
Remove earth movement issue
Stafford Act / DOB Clarification
States to receive funding to map their own states.
Lidar to be used for mapping (will eliminate need for Elevation Certificate?)
FEMA to reimburse homeowner for successful LOMA
Superstorm Sandy and Louisiana SBA loans to be forgiven. Just as happenned during Katrina.
If EC is required, FEMA will reimburse homeowners
Billions will be needed for pre-mitigation, should be disbursed to SRL communites first.
Recognize protection from Levees and dams.
Capping / Reducing WYO compensation
Proof of Loss deadline to be extended
Ease proof of loss requirement
FEMA recoupment should be limited to 24 months caused by FEMA mistake, unless fraudulent.
Appeals process to be implemented
Attorney fees to be reimbursed, retroactive to Superstorm Sandy
Remove immunity from NFIP and Contractors
NFIP to abide by State Insurance Laws, strip federal immunity
NFIP claim should include rental assistance.
Disaster funding for other disasters vs. NFIP
Lowest Floor Elevation – Update and “exclude” utilities and non – structural items from lowering BFE.
Substantially Damaged Designations must be completed no more than 60 days after a storm.
Insurance write-offs need to be consistent through all disasters. Katrina had 10% allowable loss, not so for Superstorm Sandy.
Treat 2nd homeowners the same as primary homeowners. In cost of premiums, rate increases, surcharges and payout of claims.