If you are paying over $1,500 per year in flood insurance OR have receive an increase in flood insurance premium over 25% then your flood policy probably was “rated” incorrectly”.

There are many reasons your property was rated incorrectly;

  1. 40% of the rating documents are incorrect

  2. Simple mitigation retrofits can reduce your premium by 80%

  3. You may need an Elevation Certificate, but this could save you thousands.

Bottom line, here are the maximum increases ALLOWABLE under HFIAA (Homeowners Flood Insurance Affordability Act  HR-3370)

  • Premium rate increases of 10 to 25 percent on each policy.

  • A $25 surcharge on each policy on primary home.

  • A $250 surcharge on secondary homes and businesses.

  • Repeal of some of the grandfathered pre-FIRM subsidies.

If you are paying over $1,500 a year and would like for us to review your policy feel free to email us.   StopFemaNow@gmail.com

(Please include your cell number and exact address of property)

Flood Ins. Premium over $1,500

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